DIFO S.A is important to us because, as coffee farmer, we face money problems due to the fact that we have to wait for the harvest and then the sale and DIFO S.A allows us to face it by granting us advances on wages on presentation of the promissory notes provided by the coffee office or by granting us loans which we repay with money from the sale of coffee.

The loans contracted with DIFO S.A allowed me to renovate my house, increase my harvest and meet the different needs of my family

From the time I received my salary directly from the Burundi Tea Office, I was in a difficult situation, which did not allow me to carry out my projects. Although the Burundi Tea Office gives us our wages on time, there was not a fund to provide us with loans, which meant that I was still indebted to individuals, which to give me a debt, asked for high interest.

DIFO has allowed me to be more respected by my entourage because now I am not always borrowing money from them. Even now they are the ones thinking about borrowing me money.

 

Before the arrival of DIFO S.A, one could spend a month or two with promissory notes from the sale of tea but nowhere to trade them for money. As a result, when faced with a problem such as a sick woman or child or the payment of fees, we had recourse to loans from merchants which requested an interest between 30 and 40%.

The arrival of DIFO S.A was like a providence for us. Life has become easier, when faced with a concern, DIFO SA gives us an overdraft with an acceptable rate.

 

Before DIFO S.A, I was a member of COPEC Microfinance. It was then that I became aware of the existence of DIFO S.A, the time of processing their loans, the way they grant them without problem and without forgetting the way they take the time to listen to you. It was after that I decided to become a member of DIFO S.A.

DIFO S.A allowed me to blossom by giving me my first loan and I know they will be there the next time I need a loan.

Before the arrival of DIFO S.A, when someone needed money to buy potatoes seed, he had to ask for a loan from individuals. Sometimes he was unable to pay the loan due to poor weather conditions and had to sell his piece of land to pay back.

DIFO helped us a lot thanks to their teachings and their way of accompanying us in our projects by sending us for example an agronomist after the granting of a loan for the cultivation of potatoes.

DIFO S.A granted us a refundable loan over one year. The loan has allowed us to start our pork farming business and to date, with a departure of 2 pigs, we have added pigs to our flock and started to sell them. We are confident about the possibility of repaying the loan and have been promised to refinance again to expand our operation.

In a few words, the coaching and the support received from DIFO S.A. allowed us to create jobs and support ourselves.